Private Mortgage Investing: A Good Alternative to Stocks and Bonds

Private mortgage investing, also known as hard money lending, is a super alternative to stock and bond investments. In addition to earning a much higher interest rate (typically between 12 and 16% and sometimes even more) than stocks and bonds, private mortgages are much safer. As long as you keep your loan to value rate at no more than 70%, view the property yourself, and get signatures on the necessary paperwork, there is simply no risk. Your investment is backed by the property, and at the very worst, you will end up owning the property and have to sell. Since your LTV ratio is low, you will make money on the sale! What other form of investment do you know of that has a high interest and can keep your initial capital safe?

To learn more, buy and read Private Mortgage Investing by Teri B. Clark.